Income Reinvestment


If I have a client age 61 making $71,373 with expenses of $50,605 plugged in at assumptions.

Will the software take the difference and assume it is getting invested?

And if so do I have to adjust for that if I don't want that to happen?


I’m assuming this is in the pre-retirement period??? or not?

If before retirement, no the program does not look at income and expenses and save the difference.

The program does not focus on pre-retirement.  “Savings” are only what you enter in the Annual Contributions fields, unless for some reason you used Cash infusions to push savings into the program at an age prior to retirement.

If it’s after retirement and the job income is part-time income and is greater than their total expenses, then yes the extra would get saved.

Does this help?

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