Roth Conversion

To illustrate a Roth Conversion:

  • Click on Special Expenses and enter the amount to convert;  If a one time conversion duration is 1 or if a multiyear conversion Duration is the number of years to convert the value amount.  If from IRA or 401k set last column to Tax Deferred.  Click Add to Plan.
  • Click on Cash Infusions and enter the amount converted, the tax rate and Tax Free.  If mirroring the converted amounts and moving it directly it’s easy.  IF you want to delay use of the Tax Free then consider the Start Age for the infusion of Tax Free to be in the future only after most of their Qualified money is depleted. 
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