I tried the Couples trial version. I am now 55, and intend to retire at 65. If I buy it, will the program allow me to input my anticipated income for years 55 to 65 on an individual year basis (since I intend to work less and make less each pasing year). The test version does not seem to offer this capability, or am I missing something?
Thanks,
David
David,
The Job Income field is a fixed amount couples with a raise factor and applies up until you reach the age of retirement that you set.
I cannot tell from your question whether you mean income coming in or expenses or both.... If you want to lower or raise it each year...
The job income is mainly used just to calculate savings on a % of income basis like a 401k. And also to do a social security estimate if you don't have yours from the SSA. If neither of those apply to you, you could use Special Expenses and Cash Infusions to model exact income and expense amounts.
Also keep in mind the program is focused on the retirement period for income and expenses. BEFORE retirement it is mainly focused on how much can you save and invest.
Does this help at all?