Originally from ticket #10904.
I have two questions:
1. Does my spreadsheet take taxes out of the growth in my taxable funds as it does from my RMD's?
2. In what order does the spreadsheet access growth to spending goal? e.g., does it take it from taxable first, then tax deferred, then non-taxable.
Bob
In response to your questions:
1. Does my spreadsheet take taxes out of the growth in my taxable funds as it does from my RMD's?
-- YES. Taxes are netted out of the growth of Taxable investments. This may not be apparent in the spreadsheet.
2. In what order does the spreadsheet access growth to spending goal? e.g., does it take it from taxable first, then tax deferred, then non-taxable.
-- The order of depletion of investments is: Taxable, Tax-Free, Tax-Deferred Non-Qualified, Tax-Deferred Qualified is last.