Originally from ticket #9648.
1. In the Personal Edition, how would I account for a decrease in out of pocket spending in later years as my needs decrease?
- dont use the retirement income goal/needs field... use special expenses to model retirement in periods... one line per period to model, allows you to vary as much as you want
2. Is there a way to enter multi-item budgets (spending) that change over the years?
- yes, use Special Expenses to enter all your budget items. They are entered annual values though, not as monthly.
3. In Personal Edition - how do I account for my spouse's social security? Is there a place to enter same?
- No, you need couples edition for this
4. Why such a large difference in cost between Personal and Couples Editions?
- Because it took over a year to program the couples edition. So the development costs were very high.
5. Why an annual renewal cost? I have a plan now and don't change things much except to move or add some expenses one or two years one way or another.
- I answered this in your other ticket. To keep it up to date... to be able to pay our expenses and stay in business. etc. This is why many software companies have moved to a subscription model. We don't claim to be "cheap". We just claim to be easy to use and understand.
6. Is the PC demo the same as the one for Mac? I've been desperately searching for one I can try before buying a Mac.
- yes they are nearly the same program but on Mac it is just more mac-like.
7. Does the program have a Monte Carlo capability?
- No... that's too complicated for what the program is used for.
8. Is there a phone number I can call to discuss these questions?
888.333.5095