Originally from ticket #16022.
Tim,
Can you take a look at the attached case and tell me why the taxable savings is being depleted during working years when it is not needed?
Terry D.
NOTE: There was a Special Expense for a mortgage that occurred for 9 years between age 57 and 66 but they didn't retire until 65.
ANSWER:
Sorry for the delay… this was an obscure one.
It is because you have a Special Expense that occurs during the working years.
The program does NOT balance job income and expenses etc. in the pre-retirement period.
If you enter a special expense it depletes investments. Change the mortgage
to just model the part during the retirement period and it will fix the problem.
Set start age to 66 on the mortgage and duration 2 or 3.